Personal Banking

With a variety of features and benefits, you can find the checking account that offers the best value and the right fit for you. Every qualifiying State Bank of Texas account comes with the following benefits:

• Overdraft Protection
• Free 24-Hour Telephone Banking
• ATM/Debit Card, with free access at all State Bank of Texas ATMs
• Free, Secure Online Banking, with Bill Pay
• E-Statements
• Competitive Interest Rates*

 

Regular Checking Account (non interest bearing):

• Minimum deposit of $100.00 to open this account
• Monthly maintenance fee of $10.00 if average daily balance falls below $800.00

 

No Frills Account:
 

• Minimum deposit of $100.00 to open this account
• Monthly maintenance fee of $10.00 if more than 10 debited transactions are posted to the account in the statement cycle. There will be a .50 cent fee for each debited transactions over the limit

 

NOW Account (interest bearing):
 

• Minimum deposit of $500.00 to open this account
• Monthly maintenance fee of $10.00 if the average daily balance falls below $1,500.00

 

Money Market Checking Account (interest bearing):
 

• Minimum deposit of $1,000.00 to open this account
• Monthly maintenance fee of $20.00 if average daily balance falls below $2,500.00
• Only 6 preauthorized transactions are allowed

 

Jumbo Money Market Account (interest bearing):
 

• Minimum deposit of $100,000 to open this account
• Minimum balance of $100,000 required to earn the stated rate, no interest paid if balance falls below $100,000.
• Monthly maintenance fee of $20.00 if the average daily balance falls below $25,000.00
• Only 6 preauthorized transactions are allowed
  

Regular Savings Account (interest bearing):
 

• Minimum deposit of $100.00 to open this account
• Monthly maintenance fee of $7.00 if the average daily balance falls below $200.00
• Six free preauthorized transactions or withdrawls are allowed per cycle. A fee of $1.00 will be applied for each additional debit transaction item.

 

*Rate Sheet