Certificates of Deposits are available for terms ranging from 30 days to 5 years at competitive rates. Interest on your CD will begin to accrue on the first business day after the banking day of deposit. You will have the option of compounding your interest back into the CD, having the interest placed into your checking or savings account, having a check sent to you each month, or one check at maturity for the interest. The minimum amount for purchasing a CD is $1,000.00. If you have to close the CD before it has matured then there will be a substantial penalty. For more information and for the current interest rates you can contact one of our Banking Representatives or send your inquiry to our Email.

FDIC INTRODUCES "EDIE" The FDIC is offering a way for you to calculate deposit insurance for your accounts. It can calculate insurance coverage for single, joint, testamentary, and IRA/Keogh accounts. It can not be used for business accounts, nor will it calculate coverage for complex ownership arrangements, such as living or family trusts and employee benefit plans. The FDIC offers this free of charge and hopes to use EDIE (Electronic Deposit Insurance Estimator) to help educate and assist our customers.